If you’re only using one tool to save money at the pump, you’re missing out. Fuel rewards, cashback apps, and digital gift cards all work differently—but the real power is in combining them. By stacking rewards from Fluz, Upside, and your favorite gas station loyalty program, you can turn every fill-up into a triple win—and it takes less than two minutes to do.

Here’s how to execute the stack, avoid common pitfalls, and walk away from every gas run with extra cash in your pocket.

Example Stack: Speedway + Fluz + Upside

Let’s say you’re filling up at Speedway. Here’s how to stack savings in real time:

1. Start with your Speedy Rewards account

Before pumping, enter your Speedy Rewards number or scan your loyalty card. This earns you points toward future discounts, free items, or fuel perks.

2. Buy a Speedway gift card on Fluz

Open Fluz, search for Speedway, and shop a discounted Speedway gift card for the exact amount you plan to spend—say $50. You’ll get instant cashback on the purchase, which goes directly into your Fluz wallet.

3. Claim a Speedway offer in Upside

Before you pay, open Upside and claim the current offer for that location. Once you’ve completed your fill-up using the Fluz gift card, upload your receipt or pay with a linked card to get additional cashback from Upside.

Result: You just saved money three ways—through loyalty points, instant cashback via Fluz, and additional rewards from Upside.

Tips to Execute the Stack in Under 2 Minutes

• Use Fluz favorites: Save your most-used gas stations to your Fluz home screen so you can buy a gift card in seconds.
• Enable Upside location alerts: This lets you see eligible stations and claim offers with one tap.
• Know your spend amount: Decide how much gas you need before arriving so you can purchase a Fluz gift card for the exact value.
• Scan loyalty first, pay last: Always enter your rewards number before using your gift card at the pump or inside.

Once you’ve done it once or twice, the entire process takes less than two minutes—and becomes part of your regular fueling routine.

Avoid Overlap or App Conflicts

To make sure all three tools work together smoothly:

• Pay with your Fluz gift card, not a linked debit or credit card, to avoid Upside reward conflicts (just upload the receipt instead).
• Don’t use multiple apps that require linked cards for the same transaction—stick to one (like Upside) and use Fluz as your payment method.
• Check station compatibility in both Fluz and Upside before you arrive to ensure it’s eligible for cashback in both apps.

Final Thoughts

With just a little planning, you can stack loyalty rewards, instant cashback, and app-based rebates on every gas station stop. Tools like Fluz, Upside, and Speedy Rewards aren’t just helpful on their own—they’re designed to be layered for maximum impact. Set up your go-to stations in advance, build the habit, and watch your fuel budget go further every month.